Template-Type: ReDIF-Article 1.0 Author-Name: Nina N. Kachanova Author-Email: stat@abik.ru Author-Workplace-Name: State University of the RF Ministry of Finance, Moscow, Russia Author-Name: Nina V. Ogureeva Author-Email: nina.ogureeva@gmail.com Author-Workplace-Name: State University of the RF Ministry of Finance, Moscow, Russia Title: Russian Bank Cards Market: the Drivers Abstract: The article presents a multi-factor analysis of the bank cards market indices viewed as factor and as dependent variables. It has been identified that that the main drivers of the bank cards market volume are the infrastructure parameters: number of ATMs and POS terminals available within a region. Classification-JEL: G21, E42 Keywords: bank cards, electronic transactions, correlation, card use index, multiple regression, cash alternative Journal: Finansovyj žhurnal — Financial Journal Pages: 69-80 Issue: 3 Year: 2011 Month: July File-URL: http://www.nifi.ru/images/FILES/Journal/Archive/2011/3/statii/2011_03_06.pdf File-Format: Application/pdf Handle: RePEc:fru:finjrn:110306:p:69-80