Template-Type: ReDIF-Article 1.0
Author-Name: Ekaterina V. Galishnikova
Author-Email: katerinavg87@mail.ru
Author-Workplace-Name: Financial Research Institute, Moscow, Russia
Title: Financial Behavior of the Population: Saving or Spending
Abstract: Positive changes in financial behavior of the population are one of the key objectives of launching the state program of financial education of Russia. This objective can be achieved by studying the factors and motives that affect selection of the behavior model: savings, credit, investment or insurance. The article emphasizes the need for organization of education of the Russians in personal budget planning.
Classification-JEL: D12, D14
Keywords: financial behavior, financial literacy, savings, investments, financial crisis
Journal: Finansovyj žhurnal — Financial Journal
Pages: 133-140
Issue: 2
Year: 2012
Month: April
File-URL: http://www.nifi.ru/images/FILES/Journal/Archive/2012/2/statii/2012_02_15.pdf
File-Format: Application/pdf
Handle: RePEc:fru:finjrn:120215:p:133-140