Template-Type: ReDIF-Article 1.0 Author-Name: Lyudmila V. Stakhovich Author-Email: lyudmst@mail.ru Author-Workplace-Name: Financial Research Institute, Moscow 127006, Russia Author-Name: Lyudmila Yu. Ryzhanovskaya Author-Email: rijanow@mail.ru Author-Workplace-Name: Financial Research Institute, Moscow 127006, Russia Title: People Adaptation to the Consumption of the Finance Services as Mechanism of the Expanding Access to Finances Abstract: In article is given scientific evidence of the state assistance in the process of people adaptation to the financial market for increase of financial services availability. The most effective forms of adaptation are revealed and analysed. Measures of the state policy for creation of the favorable financial environment and financial education of the population are recommended. Classification-JEL: Keywords: people adaptation, state policy, expanding financial access, financial services Journal: Finansovyj žhurnal — Financial Journal Pages: 97-108 Issue: 3 Year: 2013 Month: September File-URL: http://www.nifi.ru/images/FILES/Journal/Archive/2013/3/statii/2013_03_10.pdf File-Format: Application/pdf Handle: RePEc:fru:finjrn:130310:p:97-108