Template-Type: ReDIF-Article 1.0
Author-Name: Vladimir S. Nazarov
Author-Email: nazarov@nifi.ru
Author-Workplace-Name: Financial Research Institute, Moscow 127006, Russia
Author-Name: Christopher Mark Davis
Author-Email: christopher.davis@economics.ox.ac.uk
Author-Workplace-Name: University of Oxford; Health Economics Laboratory, the Russian Presidential Academy of National Economy and Public Administration
Author-Name: Natalya N. Sisigina
Author-Email: sisiginann@mail.ru
Author-Workplace-Name: Financial Research Institute, Moscow 127006, Russia
Title: Medical Savings Accounts: Prospects for Compulsory Health Insurance
Abstract: In the latter half of the 20th century developed countries faced rising health expenditures mainly caused by moral hazard. One way of addressing moral hazard is to introduce new financing mechanisms based on cost sharing. The article presents one of the such mechanisms — medical savings accounts: key features, review of international practice (Singapore, China, USA), benefits and limitations, possible ways of integration medical savings accounts into Russian health financing system.
Classification-JEL: I13, I18
Keywords: medical savings accounts, health insurance, health financing mechanisms, moral hazard, compulsory health insurance, cost sharing, copayments
Journal: Finansovyj žhurnal — Financial Journal
Pages: 47-66
Issue: 2
Year: 2014
Month: June
File-URL: http://www.nifi.ru/images/FILES/Journal/Archive/2014/2/06_2_2014.pdf
File-Format: Application/pdf
Handle: RePEc:fru:finjrn:140206:p:47-66