Template-Type: ReDIF-Article 1.0
Author-Name: Maria A. Kaneva
Author-Email: mkaneva@gmail.com
Author-Workplace-Name: Gaidar Institute for Economic Policy, Russia
Author-Name: Nikolay A. Avxentyev
Author-Email: na@nifi.ru
Author-Workplace-Name: Financial Research Institute, Moscow, Russia
Author-Name: Valery M. Baydin
Author-Email: vbaydin@nifi.ru
Author-Workplace-Name: Financial Research Institute, Moscow, Russia
Title: Regression Analysis of Factors Influencing Willingness-to-Pay for Cooperative Medical Insurance
Abstract: The study looks at a voluntary cooperative health insurance system that allows government to co-finance individual expenditures on health insurance. A positive income effect from the participation in the cooperative health insurance is revealed. This effect allows for redistribution of funds from more affluent to less affluence individuals (when sick). The proposed insurance scheme can lessen such drawbacks of the VHI as non-transparency and high level of administrative regulation and can bring additional financial funds into the health care system.
Classification-JEL:
Keywords: health financing system, voluntary cooperative health insurance, willingness-to-pay, risk aversion, regression analysis
Journal: Finansovyj žhurnal — Financial Journal
Pages: 80-90
Issue: 5
Year: 2015
Month: October
File-URL: http://www.nifi.ru/images/FILES/Journal/Archive/2015/5/stastyi/07.pdf
File-Format: Application/pdf 
Handle: RePEc:fru:finjrn:150507:p:80-90