Template-Type: ReDIF-Article 1.0 Author-Name: Artur V. Glazunov Author-Email: artur.glazunov@minfin.ru Author-Workplace-Name: State Civil Service of the Russian Federation Author-Name: Kristina V. Shvandar Author-Email: shvandar@nifi.ru Author-Workplace-Name: Financial Research Institute, Moscow 127006, Russia Author-Name: Anastasia A. Anisimova Author-Email: aanisimova@nifi.ru Author-Workplace-Name: Financial Research Institute, Moscow 127006, Russia Title: Development of National Payment Systems as the Current Trend Abstract: The article presents the most significant long-term trends in the use of payment instruments. It also shows a shift from cash to cashless payment methods — in particular, to the payment cards — for retail payments. Moreover, the article focuses on the latest trends in the area of the creation of national payment systems in developing countries designed to extend the use of the national currency, as well as to increase the access of national agents to non-cash instruments. Classification-JEL: E42 Keywords: debit cards, credit cards, non-cash payments, payment systems, retail payments Journal: Finansovyj žhurnal — Financial Journal Pages: 94-102 Issue: 5 Year: 2016 Month: October File-URL: http://www.nifi.ru/images/FILES/Journal/Archive/2016/5/statii/5_09.pdf File-Format: Application/pdf Handle: RePEc:fru:finjrn:160509:p:94-102